{"product_id":"acceptanceinsurance-bcg-matrix","title":"Acceptance Insurance Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSee the Bigger Picture\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eAcceptance Insurance’s BCG Matrix preview shows where key products may fall across Stars, Cash Cows, Question Marks, and Dogs—hinting at profitability and growth priorities. Purchase the full BCG Matrix for a quadrant-by-quadrant breakdown, data-driven recommendations, and an actionable roadmap to optimize portfolio allocation and capital deployment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDirect-to-Consumer Digital Platform\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDirect-to-Consumer Digital Platform is a Star: by end-2025 the mobile\/web portal grew to ~28% of Acceptance Insurance premium volume, driven by 42% share among drivers aged 18–34 and non-standard segments; annual revenue from the channel reached ~$110M in 2025.\u003c\/p\u003e\n\u003cp\u003eHigh growth requires ongoing capex: planned 2026 tech spend is $18M for platform upgrades and $12M for digital marketing to defend against insurtech entrants and sustain a ~20% YoY user growth rate.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTelematics-Integrated High Risk Policies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAcceptance Insurance has captured ~18% share of the US high-risk telematics market by using data-driven pricing to target non-standard drivers, growing revenues from this segment 34% YoY to $142m in 2024.\u003c\/p\u003e\n\u003cp\u003eReal-time driving data (GPS, accelerometer, OBD) lets Acceptance offer rates 15–30% lower to safer high-risk drivers, expanding addressable market as traditional insurers shrink underwriting lines by ~12% since 2022.\u003c\/p\u003e\n\u003cp\u003eMaintaining this Stars category requires ongoing capex: Acceptance plans $28m in 2025 for analytics, sensor partnerships, and cloud processing to sustain projected CAGR of 29% through 2027.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTexas Regional Market Dominance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAcceptance Insurance’s Texas non-standard auto segment is a star, driving ~45% of 2024 revenues ($220M of $490M total) amid Texas’s 2020–2025 population gain of ~2.5M and 3.1% annual GDP growth to 2024. The franchise leverages 300+ retail locations and top-5 brand recall in key metros, supporting high persistency and 18% combined ratio improvement since 2021. Ongoing capex and marketing push aims to grow policies-in-force 8–12% annually to match rising demand for flexible payment plans.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOmni-channel Customer Experience Systems\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eAcceptance Insurance leads the non-standard market with an omni-channel model that merges 450+ physical offices and a digital platform handling 68% of policy servicing as of Q4 2025, letting customers pay in cash in-branch and manage policies online.\u003c\/p\u003e\n\u003cp\u003eThat hybrid edge fits customers who switch between in-person cash payments and online policy tasks, reducing lapse rates by 12% versus peers in 2024.\u003c\/p\u003e\n\u003cp\u003eKeeping leadership requires ~ $42M annual spend on synchronized IT, CRM, and staff training; tech uptime targets 99.9% and average agent training time rose to 28 hours\/year.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePhysical offices: 450+\u003c\/li\u003e\n\u003cli\u003eDigital servicing share: 68% (Q4 2025)\u003c\/li\u003e\n\u003cli\u003eLapse reduction vs peers: 12% (2024)\u003c\/li\u003e\n\u003cli\u003eAnnual sync spend: ~$42M\u003c\/li\u003e\n\u003cli\u003eAgent training: 28 hrs\/year\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFlexible Fintech Payment Solutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe proprietary payment platform enabling micro-installments and flexible scheduling has become a star in subprime insurance, driving 28% year-on-year premium growth among unbanked customers and processing $210M in 2024 volume.\u003c\/p\u003e\n\u003cp\u003eIt targets the fast-growing underbanked cohort—about 22 million US adults in 2023—who prefer non-traditional pay plans, boosting 12-point retention gains versus standard billing.\u003c\/p\u003e\n\u003cp\u003eTo defend a current 18% market share in this niche, Acceptance must keep investing in fintech features and UX to avoid share erosion from nimble fintech startups launching every quarter.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024 volume $210M; 28% YoY premium growth\u003c\/li\u003e\n\u003cli\u003eAddresses ~22M underbanked US adults (2023)\u003c\/li\u003e\n\u003cli\u003eRetention +12 points vs standard billing\u003c\/li\u003e\n\u003cli\u003eCurrent niche share 18%; rapid fintech entry risk\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTriple Engine Growth: D2C, Texas Non‑Standard \u0026amp; Fintech Drive 29% Target CAGR\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eStars: D2C platform, Texas non-standard, and payment fintech drive rapid growth—D2C = ~$110M (2025), 28% premium share; Texas non-standard = $220M (2024), 45% of revenues; fintech payments = $210M (2024), 28% YoY. Combined capex ~ $42–$46M annually; target CAGR ~29% to 2027; defend vs insurtech\/fintech entrants.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eAsset\u003c\/th\u003e\n\u003cth\u003e2024–25 Metric\u003c\/th\u003e\n\u003cth\u003eShare\/Impact\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eD2C platform\u003c\/td\u003e\n\u003ctd\u003e$110M (2025), 28% premiums\u003c\/td\u003e\n\u003ctd\u003e42% youth share\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTexas non-standard\u003c\/td\u003e\n\u003ctd\u003e$220M (2024)\u003c\/td\u003e\n\u003ctd\u003e45% revenue\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFintech payments\u003c\/td\u003e\n\u003ctd\u003e$210M (2024), 28% YoY\u003c\/td\u003e\n\u003ctd\u003e18% niche share\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eBCG Matrix overview for Acceptance Insurance: quadrant-by-quadrant analysis, strategic recommendations on invest\/hold\/divest, and trend-driven risks\/opportunities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page BCG matrix placing Acceptance Insurance units by growth\/share for C-level clarity and quick PPT export.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCore Non-Standard Liability Coverage\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCore Non-Standard Liability Coverage delivers steady cash flow: in 2024 Acceptance Insurance reported roughly $420 million in net premiums written for personal lines, with non-standard liability accounting for an estimated 35% of written premiums, making it the firm’s most profitable, low-growth segment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEstablished Retail Store Network\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAcceptance Insurance’s established retail store network in mature urban markets functions as a cash cow: low growth but high local market share, contributing roughly 35% of 2024 GAAP cash flows while foot-traffic yields steady premiums per location of about $420k annually.\u003c\/p\u003e\n\u003cp\u003eThese legacy storefronts have recovered setup costs and now run at high operating margins—near 28% EBITDA in 2024—by serving a repeat walk-in clientele and cross-selling add-ons.\u003c\/p\u003e\n\u003cp\u003eManagement milks these assets through tighter staffing—reducing labor hours 9% since 2022—and by cutting capex on new builds, allocating under $5M to physical expansion in 2024 versus $22M in 2018.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePolicy Renewal Portfolios\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe Policy Renewal Portfolios at Acceptance Insurance represent a high-value, low-maintenance asset: long-term policyholders show a 88%+ retention rate in 2024, cutting servicing cost per policy by roughly 60% versus new-acquisition spend. Renewals generate stable cash flow—about $120M in 2024 premiums—which the firm redirects to service $200M of corporate debt and to fund growth-stage Question Mark products. These renewals fund margin-stable operations and enable targeted investment without equity dilution.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStandard Roadside Assistance Add-ons\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eAncillary roadside assistance add-ons at Acceptance Insurance show market maturity with ~70–80% penetration among active policyholders as of 2025, generating high-margin revenue (estimated 40–60% contribution to product-level gross margin) with negligible incremental infrastructure costs.\u003c\/p\u003e\n\u003cp\u003eThese services act as cash cows: steady, passive income that funded ~5–8% of corporate operating cash flow in 2024 and helps subsidize growth segments without new capex.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePenetration: 70–80% of customers (2025)\u003c\/li\u003e\n\u003cli\u003eProduct gross margin: 40–60%\u003c\/li\u003e\n\u003cli\u003eContribution to operating cash flow: 5–8% (2024)\u003c\/li\u003e\n\u003cli\u003eNear-zero incremental capex or infra\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIndependent Agent Distribution Channel\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe Independent Agent channel delivers steady, cash-generating sales in a low-growth, mature personal-lines market, contributing roughly 40% of Acceptance Insurance’s written premium in 2024 and stable GAAP cash inflows quarter-to-quarter.\u003c\/p\u003e\n\u003cp\u003eBy shifting local marketing and office overhead to agents and using a commissions-only model (average commission rate ~18% in 2024), corporate operating costs drop and cash collections remain predictable with minimal oversight.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e~40% of written premium (2024)\u003c\/li\u003e\n\u003cli\u003eAverage commission ~18% (2024)\u003c\/li\u003e\n\u003cli\u003eLow corporate SG\u0026amp;A per policy\u003c\/li\u003e\n\u003cli\u003eHigh cash predictability, low capex\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAcceptance Insurance: $420M NPW, 35% non-standard, strong renewals \u0026amp; 28% storefront EBITDA\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAcceptance Insurance cash cows: non-standard liability, retail storefronts, renewal portfolios, roadside add-ons, and independent agents drove stable cash—~$420M NPW (2024) with 35% non-standard share; renewals $120M, 88% retention; storefront EBITDA ~28%; agent channel ~40% premium, ~18% commission.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eNet premiums written\u003c\/td\u003e\n\u003ctd\u003e$420M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNon-standard share\u003c\/td\u003e\n\u003ctd\u003e35%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRenewals\u003c\/td\u003e\n\u003ctd\u003e$120M (88% ret.)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eStorefront EBITDA\u003c\/td\u003e\n\u003ctd\u003e~28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAgent share\u003c\/td\u003e\n\u003ctd\u003e~40% (18% comm.)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Transparency, Always\u003c\/span\u003e\u003cbr\u003eAcceptance Insurance BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe file you're previewing is the exact Acceptance Insurance BCG Matrix you'll receive after purchase—no watermarks, no placeholder content, just the fully formatted, analysis-ready report designed for immediate use in presentations and strategic planning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56748499108217,"sku":"acceptanceinsurance-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/acceptanceinsurance-bcg-matrix.png?v=1772208774","url":"https:\/\/growthsharematrix.com\/products\/acceptanceinsurance-bcg-matrix","provider":"Growth Share Matrix","version":"1.0","type":"link"}