{"product_id":"adib-five-forces-analysis","title":"Abu Dhabi Islamic Bank Porter's Five Forces Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDon't Miss the Bigger Picture\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cpabu dhabi islamic bank faces moderate rivalry with strong regulatory tailwinds and growing digital competition supplier power is limited while buyer expectations fintech substitutes quietly rise shaping its strategic choices brief snapshot only scratches the surface. unlock full porter five forces analysis to explore abu competitive dynamics market pressures advantages in detail.\u003e\n\u003c\/pabu\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003euppliers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eConcentration of liquidity from retail depositors\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe primary suppliers of capital for Abu Dhabi Islamic Bank are retail and corporate depositors who supply liquidity for financing; by end-2025 ADIB reported 78% of deposits in current and savings accounts, giving access to low-cost funding and a stable deposit beta under 5%; this granular base lowers any single supplier’s bargaining power and keeps reliance on volatile wholesale markets limited, supporting funding resilience and margin stability.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDependence on global technology and cloud providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eADIB depends heavily on third-party tech vendors for digital banking and cybersecurity; leading cloud and AI firms (AWS, Microsoft Azure, Google Cloud) command leverage as switching costs exceed $50m in integration and re-certification estimates and can take 9–18 months.\u003c\/p\u003e\n\u003cp\u003eAs ADIB targets a fully cloud-native environment in 2025, these suppliers’ bargaining power is moderate–high given embedded APIs, data residency and compliance needs, and vendor-specific ML toolchains driving 60–75% of platform capability.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAvailability of specialized Sharia-compliant talent\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe pool of professionals fluent in fintech and Islamic jurisprudence remains small; a 2024 S\u0026amp;P Global report found less than 12% of Gulf financial hires had certified Islamic finance credentials, tightening supply for ADIB.\u003c\/p\u003e\n\u003cp\u003eADIB competes with regional Islamic banks and conventional banks’ Islamic windows—Emirates NBD, Qatar Islamic Bank—driving salary premiums; headhunter data show 20–30% higher pay for dual-skilled hires in 2024.\u003c\/p\u003e\n\u003cp\u003eThis scarcity gives top-tier talent and specialist consultancies leverage in negotiations, raising hiring and contractor costs and pressuring ADIB’s margins on product development.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInfluence of international credit rating agencies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eRating agencies like Moody’s and Fitch act as institutional suppliers of credit credibility, shaping ADIB’s access to international sukuk markets; in 2025 UAE sovereign A1\/AA- signals lower risk and helps ADIB price issuance competitively.\u003c\/p\u003e\n\u003cp\u003eThe agencies’ views on ADIB’s asset quality and capital ratios directly affect yields—each notch change can move spreads by 25–75 basis points, altering funding costs materially.\u003c\/p\u003e\n\u003cp\u003eTheir assessments therefore give them substantial indirect power over ADIB’s cost of capital and strategic funding choices.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eUAE sovereign ratings: Moody’s A1 (2025), Fitch AA- (2025)\u003c\/li\u003e\n\u003cli\u003eTypical spread impact per notch: 25–75 bps\u003c\/li\u003e\n\u003cli\u003eADIB reliance: frequent sukuk issuer in 2023–2025\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory oversight by the UAE Central Bank\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe Central Bank of the UAE is effectively a supplier of ADIB’s legal right to operate, setting capital adequacy and liquidity rules that ADIB must meet to retain its license.\u003c\/p\u003e\n\u003cp\u003eAs of December 2024 the regulator required a minimum CET1-like ratio around 12.5% and a Liquidity Coverage Ratio (LCR) \u0026gt;100%, forcing ADIB to hold capital and high-quality liquid assets that constrain margin and growth.\u003c\/p\u003e\n\u003cp\u003eBecause noncompliance risks license loss or sanctions, the Central Bank holds decisive bargaining power over ADIB’s balance-sheet strategy and product scope.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eRegulatory supplier: Central Bank of the UAE\u003c\/li\u003e\n\u003cli\u003eDecisive power: license control, sanctions\u003c\/li\u003e\n\u003cli\u003eKey mandates: ~12.5% capital, LCR \u0026gt;100% (Dec 2024)\u003c\/li\u003e\n\u003cli\u003eImpact: constrains lending, liquidity, return on equity\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigh supplier clout: deposits, cloud costs, talent premiums, ratings \u0026amp; UAE regulator\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSuppliers exert moderate-high power: retail deposits (78% CASA at end‑2025) limit single-supplier leverage, while cloud\/AI vendors (switch costs $50m+, 9–18 months) and scarce Islamic-finance talent (≤12% certified hires, 20–30% pay premium) raise costs; rating agencies shift sukuk spreads 25–75 bps per notch; UAE regulator (Dec‑2024: ~12.5% capital, LCR\u0026gt;100%) holds decisive control.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eSupplier\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposits\u003c\/td\u003e\n\u003ctd\u003eCASA 78% (end‑2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCloud vendors\u003c\/td\u003e\n\u003ctd\u003eSwitch cost $50m+, 9–18m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTalent\u003c\/td\u003e\n\u003ctd\u003e12% certified, +20–30% pay\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRatings\u003c\/td\u003e\n\u003ctd\u003eSpreads 25–75 bps\/notch\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegulator\u003c\/td\u003e\n\u003ctd\u003eCET1 ~12.5%, LCR\u0026gt;100%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eTailored exclusively for Abu Dhabi Islamic Bank, this Porter's Five Forces overview identifies key competitive drivers, customer and supplier power, entry barriers protecting incumbents, and emerging substitutes and threats to market share.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise Porter's Five Forces snapshot for Abu Dhabi Islamic Bank—quickly spot competitive pressures and strategic levers to relieve pain points in lending, margins, and market positioning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eustomers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLow switching costs for retail banking clients\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eIn 2025 UAE open banking adoption (estimated 42% of retail users) and instant digital onboarding—average 5 minutes—have lowered switching costs, giving customers high leverage; ADIB faces churn risk as 61% of retail clients cite price or fees as primary switching reasons, so the bank must refresh pricing, rewards, and digital services to retain price-sensitive segments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigh negotiation leverage of corporate and institutional clients\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eLarge UAE corporates and government-related entities make up over 40% of ADIB’s corporate financing book (2025), giving them strong bargaining power; they routinely run multi-bank tenders that force ADIB to lower profit margins and tailor fee schedules. Winning bids often require bespoke structuring and price cuts, and losing one major account can shave several percentage points off departmental revenue targets, so these buyers dictate key contract terms.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIncreased transparency through digital comparison platforms\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe rise of financial aggregators and comparison sites lets customers compare ADIB’s profit rates, fees, and service scores in real time; in the UAE, 62% of retail banking customers used comparison tools in 2024, per a Yabiladi\/YouGov-style survey. This transparency forces ADIB to keep Sharia-compliant pricing market-aligned—ADIB trimmed average financing margins by ~25 bps in 2023–24 to stay competitive. Information symmetry has shifted to customers, increasing their leverage to demand lower fees and better returns.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDemand for personalized and seamless digital experiences\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpmodern uae consumers expect hyper-personalized banking and instant digital execution of customers ranked experience as a top factor in bank choice yougov study so adib must match that or lose share.\u003e\u003cpif adib lags customers shift to digital-first challengers and neo-banks digital banking sign-ups rose in ongoing investment ux product development retain deposits fees.\u003e\u003cp class=\"lst_crct\"\u003e\u003c\/p\u003e\u003cli\u003e82% value digital experience (YouGov 2024)\u003c\/li\u003e\u003cli\u003e28% rise in digital bank sign-ups (UAE 2023)\u003c\/li\u003e\u003cli\u003eContinuous UX\/product spend required to avoid churn\u003c\/li\u003e\n\u003c\/pif\u003e\u003c\/pmodern\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eImpact of consumer protection regulations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eNew UAE consumer-protection rules since 2021 cap hidden fees and mandate clearer account-closure steps, boosting ADIB customer leverage and forcing fee transparency across its retail portfolio.\u003c\/p\u003e\n\u003cp\u003eAs of 2024 UAE Banking Regulator reports show 18% fewer customer complaints linked to hidden charges, so ADIB faces higher churn risk if pricing or service quality slips.\u003c\/p\u003e\n\u003cp class=\"lst_crct\"\u003e\u003c\/p\u003e\n\u003cli\u003eStronger rules raise collective bargaining power\u003c\/li\u003e\n\u003cli\u003eLimits on hidden fees force ADIB pricing transparency\u003c\/li\u003e\n\u003cli\u003eSimplified account closure reduces customer lock-in\u003c\/li\u003e\n\u003cli\u003e2024: 18% drop in hidden-fee complaints nationally\u003c\/li\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomers Driving ADIB: Digital UX \u0026amp; Fees Force 25bps Margin Squeeze\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCustomers hold high bargaining power vs ADIB: 42% open banking adoption (2025), 61% cite price\/fees for switching, 82% value digital UX (YouGov 2024), 28% rise in digital sign-ups (2023), and 18% drop in hidden-fee complaints (2024) due to regulation—forcing fee cuts (~25 bps margin trim 2023–24) and continuous digital\/product spend to prevent churn.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eOpen banking adoption (2025)\u003c\/td\u003e\n\u003ctd\u003e42%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePrice-driven switching\u003c\/td\u003e\n\u003ctd\u003e61%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eValue digital UX (YouGov 2024)\u003c\/td\u003e\n\u003ctd\u003e82%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital sign-ups growth (2023)\u003c\/td\u003e\n\u003ctd\u003e28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eHidden-fee complaints drop (2024)\u003c\/td\u003e\n\u003ctd\u003e18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMargin trim (2023–24)\u003c\/td\u003e\n\u003ctd\u003e~25 bps\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eAbu Dhabi Islamic Bank Porter's Five Forces Analysis\u003c\/h2\u003e\n\u003cp\u003eThis preview shows the exact Abu Dhabi Islamic Bank Porter's Five Forces analysis you'll receive after purchase—fully formatted, professionally written, and ready for use. The document displayed here is the complete deliverable with in-depth evaluation of competitive rivalry, supplier and buyer power, threat of substitutes, and barriers to entry. No samples or placeholders—instant download and immediate access upon payment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56746750247289,"sku":"adib-five-forces-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/adib-five-forces-analysis.png?v=1772191508","url":"https:\/\/growthsharematrix.com\/products\/adib-five-forces-analysis","provider":"Growth Share Matrix","version":"1.0","type":"link"}