{"product_id":"bidv-business-model-canvas","title":"Commercial Bank For Investment \u0026 Development Of Vietnam Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCB Bank's Business Model Canvas: Strategy, Value, and Revenue Blueprint for Vietnam\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Commercial Bank For Investment \u0026amp; Development Of Vietnam's Business Model Canvas—discover how it creates customer value, structures partnerships, and monetizes services to dominate Vietnam’s banking sector.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Foreign Investor Hana Bank\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs of late 2025, BIDV’s strategic foreign investor Hana Bank (South Korea) remains pivotal, supplying governance oversight and €300m-equivalent capital injections that helped BIDV lift CET1 toward a 10.5% target to align with Basel III phased rules.\u003c\/p\u003e\n\u003cp\u003eHana also delivers technical know-how in risk management and retail digital banking—supporting a 28% YoY rise in mobile users (2024–2025) and pilot AI credit-scoring that cut NPL formation by 22% in tested segments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eState Bank of Vietnam and Government Agencies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs a state-owned bank, BIDV (Bank for Investment and Development of Vietnam) works closely with the State Bank of Vietnam and the Ministry of Finance, which in 2024 guided BIDV’s role in financing government projects worth about VND 120 trillion (~USD 4.6 billion) and shaping interest-rate and liquidity policy implementation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFintech and Payment Ecosystem Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBIDV partners with major e-wallets MoMo and VNPay, integrating its accounts and QR payments to reach 60%+ of Vietnam’s digital pay users; in 2024 BIDV processed an estimated $8.2bn in retail digital transactions via partners. These alliances embed BIDV in daily spending for younger users and are critical by 2025 to defend market share in a cashless economy growing ~25% CAGR.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInternational Financial Institutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe bank works closely with the World Bank, Asian Development Bank (ADB) and Japan International Cooperation Agency (JICA) to channel ODA—supporting over $2.1bn in infrastructure and green-energy financing for Vietnam from 2020–2024 and securing multi-year low-cost funding lines.\u003c\/p\u003e\n\u003cp\u003eThese ties boost BIDV’s green finance credentials, contributing to its 2024 target of ₫50trn in sustainable lending and raising its profile as a leader in climate-aligned development finance.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eKey partners: World Bank, ADB, JICA\u003c\/li\u003e\n\u003cli\u003eODA mobilized: $2.1bn (2020–2024)\u003c\/li\u003e\n\u003cli\u003e2024 sustainable lending target: ₫50trn\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInsurance and Bancassurance Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eBIDV partners with global insurers such as AIA and Prudential to offer wealth-management and protection packages, boosting non-interest income (fees and commissions grew 18% y\/y to VND 12.4 trillion in 2024). Integration into BIDV SmartBanking enabled in-app policy sales and claims, raising digital insurance penetration to ~22% of retail customers by end-2024.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eGlobal insurer partners: AIA, Prudential\u003c\/li\u003e\n\u003cli\u003eNon-interest income: +18% y\/y, VND 12.4T (2024)\u003c\/li\u003e\n\u003cli\u003eDigital insurance users: ~22% of retail base (2024)\u003c\/li\u003e\n\u003cli\u003eChannel: BIDV SmartBanking in-app sales \u0026amp; claims\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBIDV’s partner ecosystem: €300M capital, $2.1B ODA, 60%+ digital reach, VND12.4T fees\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBIDV’s key partners — Hana Bank, State Bank of Vietnam, MoMo, VNPay, World Bank, ADB, JICA, AIA, Prudential — supply capital (Hana €300m), policy access (VND120trn projects 2024), payments reach (60%+ digital users; $8.2bn transactions 2024), ODA lines ($2.1bn 2020–2024) and fee income lift (VND12.4T, +18% 2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eHana\u003c\/td\u003e\n\u003ctd\u003e€300m; CET1→10.5%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMoMo\/VNPay\u003c\/td\u003e\n\u003ctd\u003e60%+ users; $8.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWB\/ADB\/JICA\u003c\/td\u003e\n\u003ctd\u003e$2.1bn ODA\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAIA\/Prudential\u003c\/td\u003e\n\u003ctd\u003eVND12.4T fees\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-built Business Model Canvas for the Commercial Bank for Investment \u0026amp; Development of Vietnam (BIDV) outlining customer segments, channels, value propositions, revenue streams, key resources, partners, activities, cost structure, and governance—aligned with BIDV’s real-world strategy and operations. Ideal for presentations, investor discussions, and strategic analysis, it includes SWOT-linked insights and competitive advantages across each BMC block.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eCondenses Commercial Bank for Investment \u0026amp; Development of Vietnam's strategy into a digestible one-page Business Model Canvas, saving hours of structuring while enabling quick comparison, collaborative editing, and fast executive summaries for boardrooms and teams.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Granting and Loan Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBIDV primarily issues corporate loans, mortgages and consumer credit, totaling VND 1,150 trillion in outstanding loans at end-2024 (approx. USD 48.5bn), meeting industry credit demand. By end-2025 BIDV plans AI-driven credit scoring for risk assessment, aiming to cut non-performing loan ratio from 1.6% (2024) toward under 1.3%, so supporting a healthier loan book and Vietnam’s credit growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking Transformation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBIDV updates digital infrastructure via BIDV SmartBanking (retail) and BIDV iBank (corporate), migrating legacy systems to AWS and private cloud—reducing batch processing time by 45% since 2023—and investing VNĐ1,200 billion in cybersecurity upgrades in 2024 to cut fraud incidents 32% year-on-year.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTreasury and Investment Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBIDV runs advanced treasury and investment banking: FX trading, bond issuance, and liquidity management to optimize its capital and offer hedges to corporates; in 2024 BIDV helped place over VND 22 trillion (≈US$900m) in corporate bonds and increased proprietary trading to support market making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRetail and Private Banking Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eBIDV is scaling retail and private banking via dedicated BIDV Private Banking centers launched in 2024, targeting HNW clients with personalized advisory and wealth management; retail deposits rose 8.9% YoY to VND 450 trillion in 2025, supporting cross-sell of investment and insurance products to boost fee income.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePrivate Banking centers launched 2024\u003c\/li\u003e\n\u003cli\u003eRetail deposits VND 450 trillion (2025, +8.9% YoY)\u003c\/li\u003e\n\u003cli\u003eProduct bundling and loyalty drives higher CLV\u003c\/li\u003e\n\u003cli\u003eFocus on advisory, wealth mgmt, and fee income growth\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eESG and Sustainable Finance Implementation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpby late bidv has made esg integration a core lending activity screening of new corporate loans against criteria and allocating roughly billion in to green projects like gw solar wind advanced waste management support vietnam net-zero pledge.\u003e\n\u003cp class=\"lst_crct\"\u003e\u003c\/p\u003e\u003cli\u003e100% ESG screening for new corporate loans\u003c\/li\u003e\u003cli\u003e$1.2 billion green funding (≈28% of 2024 corporate new lending)\u003c\/li\u003e\u003cli\u003e1.1 GW renewables and waste projects financed\u003c\/li\u003e\u003cli\u003eAligned with Vietnam net-zero by 2050\u003c\/li\u003e\n\u003c\/pby\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBIDV: VND1,150T loans, VND450T deposits, $1.2bn green lending, 45% faster batch\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBIDV issues corporate, mortgage and consumer loans (VND 1,150T outstanding, end‑2024 ≈ US$48.5bn), runs BIDV SmartBanking\/iBank with AWS\/private cloud (45% faster batch), treasury placing VND 22T corporate bonds (2024), retail deposits VND 450T (2025, +8.9%), 100% ESG screening and $1.2bn green lending (~28% of 2024 corporate new loans).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eOutstanding loans\u003c\/td\u003e\n\u003ctd\u003eVND 1,150T (end‑2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRetail deposits\u003c\/td\u003e\n\u003ctd\u003eVND 450T (2025, +8.9%)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBatch time cut\u003c\/td\u003e\n\u003ctd\u003e45% (since 2023)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCorporate bonds placed\u003c\/td\u003e\n\u003ctd\u003eVND 22T (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGreen lending\u003c\/td\u003e\n\u003ctd\u003e$1.2bn (~28% of 2024 new corporate)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL target\u003c\/td\u003e\n\u003ctd\u003eUnder 1.3% (post‑AI scoring)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003ePreview Before You Purchase\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you're previewing is the actual Commercial Bank for Investment \u0026amp; Development of Vietnam Business Model Canvas you’ll receive after purchase — not a mockup or sample — and it contains the same structured, editable content shown here. Upon completing your order you’ll get the full, ready-to-use file in the same format for immediate editing, presenting, or sharing. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56748994658681,"sku":"bidv-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/bidv-business-model-canvas.png?v=1772212241","url":"https:\/\/growthsharematrix.com\/products\/bidv-business-model-canvas","provider":"Growth Share Matrix","version":"1.0","type":"link"}