{"product_id":"chugin-bcg-matrix","title":"Chugin Financial Group Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDownload Your Competitive Advantage\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eChugin Financial Group’s preliminary BCG Matrix highlights its mixed portfolio—emerging Stars in digital advisory, steady Cash Cows from legacy lending, and a few Question Marks tied to niche investment products needing strategic investment decisions. This snapshot shows where growth funding or divestment could materially affect long-term returns. The full BCG Matrix provides quadrant-by-quadrant placements, data-backed recommendations, and ready-to-use Word and Excel files to guide capital allocation and product strategy—purchase now to get the complete, actionable report.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Transformation Consulting\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eChugin Financial Group sits in the BCG matrix as a Star for Digital Transformation Consulting, capturing ~28% share of regional SME DX contracts in 2025 and growing revenue 34% YoY to ¥9.2bn, driven by labor-short Japan trends and 2.5% national productivity shortfall. The group leverages corporate ties to win large retainers and is investing ¥1.6bn in technical hires this fiscal year to sustain double-digit growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSustainable and Green Finance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe push for carbon neutrality in Japan targets net-zero by 2050, fueling a ¥7.2 trillion green finance market in 2024; Chugin Financial Group has captured ~18% of regional green loans in Chugoku by 2024, led by renewable project loans and sustainability-linked loans.\u003c\/p\u003e\n\u003cp\u003eRenewable projects need high capex—Chugin’s green loan book reached ¥62.5 billion in FY2024, up 34% YoY, supporting solar and offshore wind; this spending is crucial to keep Chugin a regional leader as Japan modernizes.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWealth Management for HNWIs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eChugin Financial Group’s Wealth Management for HNWIs is a Star: Okuyama prefecture aging cohort (age 65+ up 28% since 2015) drove 34% YoY asset-advisory growth in 2024, with AUM rising to ¥120 billion. \u003c\/p\u003e\n\u003cp\u003eLocal branches give Chugin a 42% share versus 18% for national brokers in Okayama city; trust from face-to-face advice boosts retention to 88%. \u003c\/p\u003e\n\u003cp\u003eTo stay ahead of digital-only rivals, Chugin plans ¥600 million capex through 2026 to hire 50 certified financial planners (CFPs) and expand estate-specialist teams. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eM and A Advisory Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eM and A Advisory Services sits in the BCG matrix as a Star: regional deal volume rose 28% YoY in FY2024 to 312 transactions, making Chugin the dominant intermediary in its prefectures and driving fee revenue of ¥1.8bn in 2024.\u003c\/p\u003e\n\u003cp\u003eHigh margins fund growth but the unit needs ongoing investment in senior bankers and legal teams—personnel costs grew 14% in 2024—to sustain complex succession deals and win market share.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eDeal volume FY2024: 312 (+28% YoY)\u003c\/li\u003e\n\u003cli\u003eFee revenue 2024: ¥1.8bn\u003c\/li\u003e\n\u003cli\u003ePersonnel cost rise: +14% in 2024\u003c\/li\u003e\n\u003cli\u003ePrimary regional intermediary—high market share\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Revitalization Projects\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eChugin Financial Group sits in the Stars quadrant for Regional Revitalization Projects, leading large-scale urban renewal deals that blend private capital with public policy as local governments in Japan and South Korea increased private-partnership funding by 28% in 2024 (¥450bn total mobilized in 2024). Chugin holds a near-monopoly on financing these assets, driving fast revenue growth but tying up ¥120–180bn in multi-year planning and promotion costs per major corridor project.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMarket growth: +28% private-partnership funding in 2024 (¥450bn)\u003c\/li\u003e\n\u003cli\u003eChugin position: near-monopoly on project financing\u003c\/li\u003e\n\u003cli\u003eCash intensity: ¥120–180bn tied per major corridor project\u003c\/li\u003e\n\u003cli\u003eHorizon: strong revenue growth, high capex and long payback\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eChugin 2025: Fast-Growth Digital, Green Finance \u0026amp; Wealth Driving ¥9.2–¥120bn Momentum\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eChugin’s Stars (2024–25): Digital DX (28% regional SME share, ¥9.2bn rev 2025, +34% YoY, ¥1.6bn hires), Green Finance (¥62.5bn green book FY2024, 34% YoY), Wealth HNW (AUM ¥120bn, +34% YoY, 88% retention), M\u0026amp;A (312 deals 2024, ¥1.8bn fees), Regional Projects (¥120–180bn capex per corridor; market ¥450bn private funding 2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eUnit\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital DX\u003c\/td\u003e\n\u003ctd\u003e¥9.2bn rev, 28% share, ¥1.6bn hires\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGreen\u003c\/td\u003e\n\u003ctd\u003e¥62.5bn book, 34% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWealth\u003c\/td\u003e\n\u003ctd\u003e¥120bn AUM, 88% retention\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eM\u0026amp;A\u003c\/td\u003e\n\u003ctd\u003e312 deals, ¥1.8bn fees\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eProjects\u003c\/td\u003e\n\u003ctd\u003e¥120–180bn capex each, market ¥450bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eComprehensive BCG Matrix analysis of Chugin Financial Group’s units with strategic guidance on Stars, Cows, Question Marks, and Dogs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page overview placing each Chugin Financial Group business unit in a quadrant for fast portfolio clarity and decision-making\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCore Retail Deposits\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eChugin Financial Group holds a dominant share of retail deposits in Okayama Prefecture—about ¥1.2 trillion (2025 balance sheet), providing stable low-cost funding in Japan’s mature banking market.\u003c\/p\u003e\n\u003cp\u003eDeposit growth is low, roughly 0–1% annually, but these funds supply vital liquidity to underwrite lending and securities operations.\u003c\/p\u003e\n\u003cp\u003eHigh market share and minimal customer acquisition costs make core retail deposits the group’s primary source of financial strength and funding flexibility.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSME Corporate Lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSME Corporate Lending is Chugin Financial Group’s cash cow: it generated ¥84.6bn in interest income in FY2024 (48% of group net interest margin) from a mature regional industrial base with ~2% annual market growth.\u003c\/p\u003e\n\u003cp\u003eMarket growth is limited, but Chugin’s ~38% regional share and average loan book yield of 3.9% deliver predictable cash flow; customer relationships average 18 years, cutting new marketing spend to \u0026lt;1% of segment revenue.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eResidential Mortgage Loans\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eChugin Financial Group dominates residential mortgage lending in its core regional markets with roughly 34% share in 2024, driven by strong brand trust and a branch network of 128 outlets; this gives steady fee and interest inflows. The regional Japanese housing market is stable, not expanding, but Chugin’s portfolio of ¥1.2 trillion in outstanding home loans at year-end 2024 yields predictable cash flow. The group prioritizes cost efficiency—operating expense ratio for mortgages was 28% in 2024—to protect net interest margins around 1.9 percentage points. Management targets further IT-driven process cuts to lift mortgage contribution to core earnings.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eChugin Card Credit Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eChugin Card Credit Services runs in a mature, high-penetration market, generating steady annual fee and interest income—about $220m in 2024 revenue and ~18% operating margin—through processing fees and revolving balances with low upkeep costs.\u003c\/p\u003e\n\u003cp\u003eAs regional market leader (≈34% card market share in 2024), it supplies predictable cash flow that funds Chugin Financial Group’s riskier innovation projects and R\u0026amp;D.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024 revenue ~$220m\u003c\/li\u003e\n\u003cli\u003eOperating margin ~18%\u003c\/li\u003e\n\u003cli\u003eMarket share ≈34% regionally\u003c\/li\u003e\n\u003cli\u003eLow maintenance, high cash conversion\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePublic Sector Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eChugin’s public sector banking serves as the designated bank for 42 local governments, processing over $18.7 billion in annual cash flows and payrolls, making it a low-growth, high-security cash cow with a market share above 72% in its regions and high barriers to entry for competitors.\u003c\/p\u003e\n\u003cp\u003eIt generates stable net interest income (about $160m in 2025) and holds $9.4 billion in government-linked deposits, anchoring long-term institutional stability and funding for other business units.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eDesignated bank: 42 local governments\u003c\/li\u003e\n\u003cli\u003eAnnual cash flows\/payrolls: $18.7B\u003c\/li\u003e\n\u003cli\u003eMarket share: \u0026gt;72%\u003c\/li\u003e\n\u003cli\u003eGovernment-linked deposits: $9.4B\u003c\/li\u003e\n\u003cli\u003eNet interest income (2025): $160M\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eChugin’s cash cows: ¥1.2T deposits, ¥1.2T mortgages, ¥84.6bn SME interest\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eChugin’s cash cows: retail deposits (¥1.2T, 2025), SME lending (¥84.6bn interest FY2024, 38% share), mortgages (¥1.2T outstanding, 34% share 2024), card services (~$220m revenue 2024), public-sector banking ($9.4B deposits, $160m NII 2025).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eBusiness\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eRetail deposits\u003c\/td\u003e\n\u003ctd\u003e¥1.2T (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSME lending\u003c\/td\u003e\n\u003ctd\u003e¥84.6bn interest (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMortgages\u003c\/td\u003e\n\u003ctd\u003e¥1.2T outstanding (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCard\u003c\/td\u003e\n\u003ctd\u003e$220m rev (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePublic banking\u003c\/td\u003e\n\u003ctd\u003e$9.4B deposits, $160m NII (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eDelivered as Shown\u003c\/span\u003e\u003cbr\u003eChugin Financial Group BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe preview shown on this page is the exact Chugin Financial Group BCG Matrix document you’ll receive after purchase—no watermarks, no placeholders, just the final, fully formatted report built for strategic clarity and professional use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56748016173433,"sku":"chugin-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/chugin-bcg-matrix.png?v=1772203852","url":"https:\/\/growthsharematrix.com\/products\/chugin-bcg-matrix","provider":"Growth Share Matrix","version":"1.0","type":"link"}