{"product_id":"cibc-five-forces-analysis","title":"Canadian Imperial Bank Porter's Five Forces Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eA Must-Have Tool for Decision-Makers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eCanadian Imperial Bank faces intense competitive rivalry from major domestic and global banks, moderate buyer power driven by corporate clients, and manageable supplier influence due to diversified funding sources; regulatory barriers lower new entrant threats but fintech substitutes and digital disruption pose growing risks. This brief snapshot only scratches the surface. Unlock the full Porter's Five Forces Analysis to explore Canadian Imperial Bank’s competitive dynamics, market pressures, and strategic advantages in detail.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003euppliers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReliance on Specialized Technology and Cloud Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs CIBC migrates core systems to cloud providers, it increasingly depends on a few global vendors—AWS, Microsoft Azure, and Google Cloud—giving suppliers strong leverage because switching costs exceed hundreds of millions and multi‑year contracts limit flexibility. System downtime can cost CIBC tens of millions per day in direct losses and reputational damage; a 2023 Financial Services Risk Council estimate cites $50m+ per major outage for large banks. By end‑2025, CIBC’s operational resilience will be tightly tied to these vendors’ pricing, SLAs, and performance, exposing the bank to concentrated supplier risk.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCompetition for Specialized Financial and Tech Talent\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe supply of specialists in AI, cybersecurity, and wealth management is tight, forcing CIBC to compete with banks and tech giants like Google and Microsoft for talent; Canada’s tech job vacancies hit 3.6% in 2024, tightening labour pools. This gives suppliers of labour strong bargaining power, pushing CIBC’s total compensation in 2024 higher—salaries and benefits rose ~7% year-over-year in its People costs. CIBC must invest in retention: training, equity, and remote flexibility to curb churn and preserve margin.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDependence on Global Capital Markets for Funding\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCIBC leans on wholesale funding and global capital markets beyond retail deposits; at end-2024 wholesale funding was ~22% of liabilities (OSFI filings) so institutional investors and bondholders are key suppliers.\u003c\/p\u003e\n\u003cp\u003eTheir bargaining power depends on CIBC’s S\u0026amp;P A (stable) rating as of Nov 2024 and 2025 macro risks; a 100bp spread rise would cut net interest margin materially—here’s quick math: 100bp on CAD 200bn funding ≈ CAD 2bn annual expense.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Compliance and Oversight Authorities\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eOSFI and other regulators function as powerful suppliers by setting mandatory capital ratios (CET1 11.5% target guidance in 2024–25), liquidity coverage ratios (LCR \u0026gt;100%), and benchmark mortgage stress tests, leaving CIBC little room to negotiate these constraints.\u003c\/p\u003e\n\u003cp\u003eIn 2025, new open banking rules and CSRD-like climate disclosure expectations raise compliance costs; banks report implementation expenses in the low hundreds of millions CAD range, increasing ongoing reporting and capital planning burdens.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eOSFI: CET1 guidance ~11.5%\u003c\/li\u003e\n\u003cli\u003eLCR requirement: \u0026gt;100%\u003c\/li\u003e\n\u003cli\u003eMortgage stress tests: mandated floors\u003c\/li\u003e\n\u003cli\u003e2025 compliance costs: low hundreds of millions CAD\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eConsolidation of Financial Infrastructure Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eCIBC depends on a small set of suppliers for payment networks and credit bureaus, which act like utilities and wield meaningful pricing power over transaction fees and data services.\u003c\/p\u003e\n\u003cp\u003eIn 2024 Canada’s payment-system fees rose ~6% and global credit-bureau concentration left few viable alternatives, forcing CIBC to accept supplier terms to maintain daily operations and client coverage.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eFew suppliers: payment networks, credit bureaus\u003c\/li\u003e\n\u003cli\u003ePricing power: utility-like fees, ~6% fee rise (2024)\u003c\/li\u003e\n\u003cli\u003eOperational risk: limited bargaining on terms\u003c\/li\u003e\n\u003cli\u003eImpact: higher Opex, constrained negotiation\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCIBC squeezed by suppliers: cloud, labour, funding and regulatory constraints\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSuppliers hold strong leverage over CIBC: cloud vendors (AWS, Azure, GCP) raise switching costs into the hundreds of millions and outage losses (~CAD 50m+ per major event); specialist labour pushed People costs +7% in 2024; wholesale funding ~22% of liabilities (end‑2024) so a 100bp spread on CAD 200bn ≈ CAD 2bn; OSFI CET1 guidance ~11.5% and LCR \u0026gt;100% constrain negotiation.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eSupplier\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCloud\u003c\/td\u003e\n\u003ctd\u003eSwitching cost: 100s M; outage cost: CAD 50m+\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLabour\u003c\/td\u003e\n\u003ctd\u003ePeople costs +7% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFunding\u003c\/td\u003e\n\u003ctd\u003eWholesale 22% liabilities; 100bp on CAD200bn ≈ CAD2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegulators\u003c\/td\u003e\n\u003ctd\u003eCET1 ~11.5%; LCR \u0026gt;100%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eConcise Porter's Five Forces assessment of Canadian Imperial Bank highlighting competitive rivalry, customer and supplier power, entry barriers, and substitute threats to illuminate risks and strategic levers affecting its profitability.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, one-sheet Porter’s Five Forces for CIBC—instantly highlights competitive pressures and relief strategies for board decks or investor briefs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eustomers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIncreased Price Sensitivity in the Mortgage Market\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBy end-2025 Canadian retail borrowers showed high price sensitivity to rate moves; mortgage rate searches rose 32% YoY and average refinance shopping time fell to 18 days, per industry trackers. With online comparison platforms comparing rates across the Big Five and nonbank lenders, CIBC must match market-leading 5-year fixed and variable spreads (often within 10–20 bps) and offer flexible terms to hold its ~15% domestic mortgage market share.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eThe Impact of Open Banking on Customer Mobility\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe 2024 move toward open banking in Canada gives customers direct control of CIBC data, enabling sharing with fintechs; a 2025 Payments Canada survey found 42% of Canadians willing to share account data for better services. This raises customer mobility: switching and account aggregation are easier, and CIBC faces higher churn risk—industry estimates show digital-first challengers capturing 6–10% market share in retail banking since 2022—so CIBC must improve UX to retain clients.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eNegotiation Leverage of Large Corporate Clients\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCIBC’s commercial and capital markets clients hold strong negotiation leverage, as the top 100 corporate relationships accounted for roughly 28% of CIBC’s 2024 corporate loan book, letting them demand bespoke pricing and terms. These sophisticated firms use multiple banks, pressuring CIBC for lower fees, tailored lending rates, and customized risk solutions. To retain them, CIBC must offer integrated suites—cash management, M\u0026amp;A advisory, and capital markets access—delivering measurable cost or revenue uplift beyond credit.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWealth Management Expectations for Personalization\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHigh-net-worth and institutional clients in CIBC Wealth expect bespoke portfolios and measurable alpha; 2024 industry data shows 62% of HNW clients demand personalized advice and 28% switched providers for better customization.\u003c\/p\u003e\n\u003cp\u003eBy 2025 clients access global ETFs, alternative funds and robo-advisors, lowering loyalty and pressuring CIBC to justify fees with superior returns and holistic planning.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e62% HNW demand personalization\u003c\/li\u003e\n\u003cli\u003e28% switched for customization\u003c\/li\u003e\n\u003cli\u003eRobo\/advisor access increases price sensitivity\u003c\/li\u003e\n\u003cli\u003eCIBC must prove alpha and planning to keep fees\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLow Switching Costs for Standard Retail Products\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eLow switching costs for standard retail products mean many Canadians shift accounts easily; 2024 OSFI data shows about 28% of consumers hold accounts at three or more institutions, and neobanks captured roughly 9% of new deposit growth in 2023.\u003c\/p\u003e\n\u003cp\u003eThis forces CIBC to lean on loyalty rewards and bundled packages—like Aventura rewards and targeted mortgage+chequing bundles—to create artificial switching costs and deepen relationships.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e~28% of Canadians hold 3+ banks (OSFI\/2024)\u003c\/li\u003e\n\u003cli\u003eNeobanks ~9% of new deposit growth (2023)\u003c\/li\u003e\n\u003cli\u003eLoyalty programs and bundles used to lock retention\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomers Gain Pricing Power: Mortgages, Open Banking \u0026amp; HNW Drive Churn and Custom Pricing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCustomers wield strong price and mobility power: mortgage searches +32% YoY (end-2025), refinance shopping 18 days, ~15% CIBC mortgage share under 10–20bps spread pressure; open banking (2024) +42% willing to share data raises churn; top 100 corporates = 28% of 2024 corporate loans, pushing bespoke pricing; HNW: 62% want personalization, 28% switched (2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eMortgage searches YoY\u003c\/td\u003e\n\u003ctd\u003e+32%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRefi shopping\u003c\/td\u003e\n\u003ctd\u003e18 days\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCIBC mortgage share\u003c\/td\u003e\n\u003ctd\u003e~15%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCorp loan top100\u003c\/td\u003e\n\u003ctd\u003e28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eHNW personalization\u003c\/td\u003e\n\u003ctd\u003e62%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Version Awaits\u003c\/span\u003e\u003cbr\u003eCanadian Imperial Bank Porter's Five Forces Analysis\u003c\/h2\u003e\n\u003cp\u003eThis preview shows the exact Porter’s Five Forces analysis for Canadian Imperial Bank you’ll receive immediately after purchase—no surprises, no placeholders, fully formatted and ready to use.\u003c\/p\u003e\n\u003cp\u003eThe document displayed here is the same professionally written file included with your download; once you buy, you get instant access to this complete analysis.\u003c\/p\u003e\n\u003cp\u003eNo mockups or samples: the previewed deliverable is the final, ready-to-use report you will receive upon payment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56746995286393,"sku":"cibc-five-forces-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/cibc-five-forces-analysis.png?v=1772194008","url":"https:\/\/growthsharematrix.com\/products\/cibc-five-forces-analysis","provider":"Growth Share Matrix","version":"1.0","type":"link"}