{"product_id":"credit-agricole-business-model-canvas","title":"Credit Agricole Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCrédit Agricole Business Model Canvas: Scale, Governance \u0026amp; Growth Blueprint\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Crédit Agricole’s business model and discover how its retail banking scale, cooperative governance, and diversified financial services drive sustainable growth and market resilience.\u003c\/p\u003e\n\u003cp\u003eThis in-depth Business Model Canvas breaks down value propositions, customer segments, key partnerships, channels, and revenue streams—ready for benchmarking or strategic planning.\u003c\/p\u003e\n\u003cp\u003eDownload the complete Word and Excel files to get company-specific insights, financial implications, and an actionable template to accelerate your analysis or investor presentation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Mutual Banks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe regional mutual banks form Credit Agricole’s cooperative core, supplying local governance and about €120bn of regulatory capital at end‑2024, underpinning its ~28% share of French retail deposits. By end‑2025 these ties strengthened via a shared digital platform covering 12m users and standardized sustainability reporting aligned to PACTA and SFDR metrics.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFintech and Technology Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cpcollaborations with fintech firms let cr agricole integrate instant payment rails and ai financial-planning tools time-to-market while avoiding in-house build for every niche in the group reported over partnerships a yoy rise digital transactions.\u003e\n\u003cpthe group venture arm cr agricole innovation and partnerships has invested across startups by year-end to secure strategic alignment maintain digital agility.\u003e\n\u003c\/pthe\u003e\u003c\/pcollaborations\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAmundi Strategic Alliances\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAmundi, Europe’s largest asset manager with €1.9 trillion AUM as of Dec 31, 2025, forms joint ventures with international banks to distribute funds across Asia and the Americas, boosting non‑European sales where its branches are sparse.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInsurance Distribution Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe bancassurance model leverages Credit Agricole’s external distribution partners plus its 2025 retail network of ~7,000 branches to sell life and non‑life products, supporting its position as Europe’s top‑tier insurer with Ca Assurances group reporting €36.2bn GWP in 2024.\u003c\/p\u003e\n\u003cp\u003eJoint product development with partners tailors offerings to segments—e.g., retirement and property—raising cross‑sell rates by ~18% and reducing churn; partner channels deliver ~45% of insurance revenues.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e~7,000 branches in retail network\u003c\/li\u003e\n\u003cli\u003e€36.2bn gross written premium 2024\u003c\/li\u003e\n\u003cli\u003e~45% insurance revenue via partners\u003c\/li\u003e\n\u003cli\u003e~18% uplift in cross‑sell from joint products\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory and Institutional Bodies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe group maintains formal, ongoing dialogue with the European Central Bank, Autorité de Contrôle Prudentiel et de Résolution (ACPR), and European Banking Authority to meet Basel III\/IV capital and Liquidity Coverage Ratio rules; Crédit Agricole reported CET1 ratio 2025 Q1 at 12.6% and LCR ~140%, supporting compliance.\u003c\/p\u003e\n\u003cp\u003eThese ties are critical for green finance and central bank digital currency pilots; proactive engagement helps forecast macro shifts and preserve institutional trust after €1.2bn sustainable bond issuance in 2024.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e12.6% CET1 (2025 Q1)\u003c\/li\u003e\n\u003cli\u003eLCR ~140%\u003c\/li\u003e\n\u003cli\u003e€1.2bn sustainable bonds 2024\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCA Group: €120bn capital, 12M users, 120+ fintech ties \u0026amp; €36.2bn GWP — bancassurance powerhouse\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe cooperative regional banks supply ~€120bn regulatory capital (end‑2024) and ~28% French deposit share; 12m users on the shared digital platform (end‑2025). Fintech ties: 120+ partnerships (2024) and +15% digital transactions; CA Innovation invested ~€420m in 60+ startups (2024). Bancassurance: ~7,000 branches; Ca Assurances GWP €36.2bn (2024); ~45% insurance revenue via partners.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegulatory capital\u003c\/td\u003e\n\u003ctd\u003e€120bn (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital platform users\u003c\/td\u003e\n\u003ctd\u003e12m (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFintech partnerships\u003c\/td\u003e\n\u003ctd\u003e120+ (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCA Innovation investment\u003c\/td\u003e\n\u003ctd\u003e€420m (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBranches\u003c\/td\u003e\n\u003ctd\u003e~7,000 (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCa Assurances GWP\u003c\/td\u003e\n\u003ctd\u003e€36.2bn (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eInsurance revenue via partners\u003c\/td\u003e\n\u003ctd\u003e~45%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA ready-to-use Business Model Canvas for Crédit Agricole mapping customer segments, channels, value propositions, revenue streams, key resources, partners, activities, and cost structure with strategic insights, SWOT-linked analysis, and polished narrative suitable for presentations, investor discussions, and internal strategic planning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Crédit Agricole’s business model with editable cells to quickly identify core banking, insurance, and retail segments—ideal for boardrooms, team collaboration, or comparing strategies side-by-side.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRetail and Commercial Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eRetail and commercial banking delivers deposit taking, lending, and payment processing to ~25 million clients, generating €42bn net banking income in 2024 and supplying core liquidity for the group.\u003c\/p\u003e\n\u003cp\u003eBy late 2025, heavy automation cut credit decision times by ~60% and enabled personalized offers at scale, supporting a 7% YoY rise in consumer loans and lower cost-to-serve.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGlobal Asset Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCredit Agricole Asset Management and subsidiaries oversee roughly €1.3 trillion AUM (2025), serving institutional and retail clients with equities, fixed income, and alternatives to drive alpha through active, quant, and private markets strategies.\u003c\/p\u003e\n\u003cp\u003eAbout 35% of AUM—~€455 billion—now sits in ESG-integrated funds, aligning investment selection with the group’s low-carbon transition targets and net-zero commitments by 2050.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCorporate and Investment Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cpcorporate and investment banking offers advisory financing capital-markets services to large corporates financial institutions including debt equity underwriting m execution advanced hedging in the division generated net income before tax supported of client-driven syndicated loans.\u003e\n\u003c\/pcorporate\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk Management and Compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eContinuous monitoring of credit, market and operational risks secures Crédit Agricole Group’s solvency; at end-2024 CET1 ratio was 13.6%, supporting resilience against shocks.\u003c\/p\u003e\n\u003cp\u003eSpecialized teams apply ML and analytics for real-time fraud detection and borrower scoring, cutting NPL ratio to 1.8% in 2024 and protecting capital and regulator confidence.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eEnd-2024 CET1 13.6%\u003c\/li\u003e\n\u003cli\u003eNPL ratio 1.8% (2024)\u003c\/li\u003e\n\u003cli\u003eReal-time ML scoring and fraud detection\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Innovation and IT Development\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe group spends over €1.2bn annually on IT and digital projects (2024), upgrading omnichannel platforms, funding cloud migrations, and integrating AI into contact centers to cut call times by ~30% and fraud losses by ~15%.\u003c\/p\u003e\n\u003cp\u003eThis keeps Crédit Agricole competitive with neo-banks and meets digital-native expectations through proprietary software, real-time analytics, and hardened cybersecurity.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e€1.2bn+ IT spend (2024)\u003c\/li\u003e\n\u003cli\u003eAI reduces call times ~30%\u003c\/li\u003e\n\u003cli\u003eFraud losses down ~15%\u003c\/li\u003e\n\u003cli\u003eCloud migration and proprietary software\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLeading diversified bank: €1.3tn AUM, €42bn NBI, 25M clients, AI‑driven €1.2bn IT push\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCore activities: retail \u0026amp; commercial banking serving ~25m clients (€42bn NBI 2024), asset management with ~€1.3tn AUM (2025; €455bn ESG), CIB advisory\/underwriting (€4.1bn net income before tax 2024), risk monitoring (CET1 13.6% end‑2024; NPL 1.8% 2024), and €1.2bn+ IT spend (2024) driving automation, AI, cloud and fraud reduction.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eClients\u003c\/td\u003e\n\u003ctd\u003e~25m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNet banking income (2024)\u003c\/td\u003e\n\u003ctd\u003e€42bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAUM (2025)\u003c\/td\u003e\n\u003ctd\u003e€1.3tn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eESG AUM\u003c\/td\u003e\n\u003ctd\u003e€455bn (35%)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCIB income (2024)\u003c\/td\u003e\n\u003ctd\u003e€4.1bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCET1 (end‑2024)\u003c\/td\u003e\n\u003ctd\u003e13.6%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL (2024)\u003c\/td\u003e\n\u003ctd\u003e1.8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIT spend (2024)\u003c\/td\u003e\n\u003ctd\u003e€1.2bn+\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eWhat You See Is What You Get\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe Credit Agricole Business Model Canvas preview shown here is the actual deliverable—not a mockup or sample—and reflects the exact content and layout you will receive after purchase.\u003c\/p\u003e\n\u003cp\u003eUpon completing your order you’ll get the same professional, editable file in full, formatted for immediate use in Word and Excel with all sections and pages included.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749049053561,"sku":"credit-agricole-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/credit-agricole-business-model-canvas.png?v=1772212645","url":"https:\/\/growthsharematrix.com\/products\/credit-agricole-business-model-canvas","provider":"Growth Share Matrix","version":"1.0","type":"link"}