{"product_id":"hdfcbank-bcg-matrix","title":"HDFC Bank Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eVisual. Strategic. Downloadable.\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eHDFC Bank’s BCG Matrix preview highlights its dominant retail and SME banking segments as likely Cash Cows, while select digital initiatives and rural expansion appear as potential Stars poised for growth; legacy product lines with low traction may sit in the Dogs quadrant. This snapshot shows where capital and strategic focus could yield the best returns in a competitive Indian banking landscape. Purchase the full BCG Matrix for quadrant-by-quadrant placements, data-driven recommendations, and editable Word + Excel deliverables to act decisively.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking and PayZapp\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHDFC Bank’s digital banking and PayZapp sit in the BCG Matrix as a Star: digital active users rose to 43.5 million in FY2024 and mobile transactions grew 32% YoY to 3.8 billion, making digital channels the primary new-customer acquisition source.\u003c\/p\u003e\n\u003cp\u003eHigh adoption by millennials\/Gen Z and India’s mobile payments CAGR ~21% (2020–24) mean continued heavy capex in cybersecurity and UI\/UX; digital transaction value share reached ~58% of total retail volumes in 2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHDFC Sky and Discount Broking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHDFC Sky targets India’s retail broking boom—retail equity ADTO rose ~45% YoY to ₹1.6 lakh crore in FY24—making this a Star in HDFC Bank’s BCG matrix as a high-growth, high-share play.\u003c\/p\u003e\n\u003cp\u003eIntense fintech competition (Zerodha ~48% retail market share in 2024) bites, but HDFC Bank’s 80+ million customer base and ₹2.5 lakh crore retail liability book offer a distribution edge to capture share.\u003c\/p\u003e\n\u003cp\u003eScaling needs ongoing capex: estimated tech and compliance spend of ₹300–500 crore over 2024–25 to match digital-first brokers and sustain growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGold Loans\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe gold loan segment is a Star for HDFC Bank after the 2022 HDFC Bank-HDFC Ltd merger, driven by 1,200+ added rural\/semi-urban branches and 18% CAGR in rural gold loan disbursals (FY2022–FY2025). High demand stems from secured collateral and 24–48 hour processing, letting HDFC capture share from unorganized lenders; AUM in retail gold loans rose ~22% YoY to ₹48,000 crore as of FY2025. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSmall and Medium Enterprise Lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eHDFC Bank treats Small and Medium Enterprise (SME) lending as a Star in its BCG matrix: MSMEs drive ~30% of India’s GDP and HDFC Bank grew SME loans ~18% YoY in FY2024, using data analytics for credit scoring to raise market share among emerging businesses.\u003c\/p\u003e\n\u003cp\u003eHigh growth meets high capital need: localized relationship teams and ongoing risk monitoring keep costs up; SME book CPU (cost per unit) is ~25–40% higher than retail unsecured segments.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMSME share: ~30% GDP contribution\u003c\/li\u003e\n\u003cli\u003eHDFC SME loan growth: ~18% YoY FY2024\u003c\/li\u003e\n\u003cli\u003eData-driven credit scoring: faster approvals, higher market capture\u003c\/li\u003e\n\u003cli\u003eCapital intensity: CPU ~25–40% above retail unsecured\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSemi-Urban and Rural Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eHDFC Bank's push into semi-urban and rural India is a high-growth frontier: branch additions rose 18% in FY2024 to ~1,200 new outlets in tier 3–6 towns, helping retail deposit share vs regional\/public banks improve by ~220 bps in those districts during 2023–24.\u003c\/p\u003e\n\u003cp\u003eHigh upfront costs: branch capex and rural digital-literacy programs accounted for an estimated Rs 1,200 crore in incremental spend in FY2024, pressuring near-term ROA but building future scale.\u003c\/p\u003e\n\u003cp\u003eExpected payoff: as account penetration and CASA (current-account, savings-account) ratios improve, these regions are projected to become low-cost deposit hubs contributing an extra 4–6% to HDFC Bank’s deposit base over 3–5 years.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e18% branch growth in FY2024 (~1,200 branches)\u003c\/li\u003e\n\u003cli\u003e+220 bps market-share gain vs regional\/public banks (2023–24)\u003c\/li\u003e\n\u003cli\u003eRs 1,200 crore incremental FY2024 spend\u003c\/li\u003e\n\u003cli\u003eProjected +4–6% deposit base contribution in 3–5 years\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHDFC Bank’s High-Growth Engines: Digital, Broking, Gold Loans \u0026amp; SME Lending Soar\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHDFC Bank’s Stars: digital banking (43.5M users FY2024; 3.8B mobile txns, +32% YoY), HDFC Sky broking (retail ADTO ₹1.6L crore, +45% YoY FY24), gold loans (AUM ₹48,000 crore FY2025, +22% YoY), SME loans (+18% YoY FY2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eSegment\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003cth\u003eGrowth\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital\u003c\/td\u003e\n\u003ctd\u003e43.5M users; 3.8B txns\u003c\/td\u003e\n\u003ctd\u003e+32% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBroking\u003c\/td\u003e\n\u003ctd\u003eADTO ₹1.6L cr\u003c\/td\u003e\n\u003ctd\u003e+45% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGold loans\u003c\/td\u003e\n\u003ctd\u003e₹48,000 cr AUM\u003c\/td\u003e\n\u003ctd\u003e+22% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSME\u003c\/td\u003e\n\u003ctd\u003eLoan book\u003c\/td\u003e\n\u003ctd\u003e+18% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eBCG Matrix for HDFC Bank: strategic placement of business units with investment, hold, or divest guidance, plus risks and market trend context.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page HDFC Bank BCG Matrix placing retail, corporate, and treasury in clear quadrants for fast strategic decisions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRetail Savings and Current Accounts\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHDFC Bank’s retail CASA (current and savings) remains the cash cow: as of FY2025 CASA ratio ~44% and CASA deposits ₹7.2 lakh crore, supplying low-cost liquidity that funds lending and dividends.\u003c\/p\u003e\n\u003cp\u003eDominant urban reach and ~20% market share in savings accounts cut marketing needs; marginal acquisition cost vs lifetime deposit value is very low.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Cards Portfolio\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHDFC Bank leads India's credit card market with a ~30% market share by spends in FY2024-25, leveraging 3.5 million-plus merchant tie-ups and strong cardholder loyalty. This mature portfolio drives Rs 9,200 crore in annual fee and interest income (FY2024-25), supported by revolving balances and stable operating costs. High entry barriers and brand equity let HDFC milk steady pre-provision profits and double-digit ROA contribution from cards.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHome Loans Post-Merger\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePost-merger with HDFC Limited (closed Jan 2024), HDFC Bank holds ~Rs 6.5 trillion in mortgage assets, giving a large, low-risk loan book that generated roughly Rs 140–160 billion annual net interest income in 2025; growth is steady at ~8% CAGR, not explosive.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePersonal Loans and Salaried Accounts\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHDFC Bank cross-sells personal loans to its 30+ million salaried savings-account base, yielding net interest margins ~6–8% and acquisition costs under Rs 2,000 per loan (2024 internal estimates), driven by pre-approved offers and payroll linkage.\u003c\/p\u003e\n\u003cp\u003eAutomated underwriting and 8+ years of behavioral data cut processing time to \u0026lt;48 hours and NPA (90+ DPD) for this cohort sits near 0.5%, keeping RoA contribution steady.\u003c\/p\u003e\n\u003cp\u003eLow R\u0026amp;D needs and high renewal rates make Personal Loans plus Salaried Accounts a cash cow that sustains fee and interest income with minimal incremental investment.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e30+ million salaried accounts\u003c\/li\u003e\n\u003cli\u003eNet margins 6–8%\u003c\/li\u003e\n\u003cli\u003eAcquisition cost \u003crs per loan\u003e\n\u003cli\u003eProcessing \u0026lt;48 hours; NPA ~0.5%\u003c\/li\u003e\n\u003c\/rs\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWholesale and Corporate Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eWholesale and Corporate Banking serves India’s largest conglomerates, delivering high-volume flows and durable client relationships that are costly for rivals to win; in FY2024 HDFC Bank reported corporate advances of ₹6.2 trillion, underscoring scale.\u003c\/p\u003e\n\u003cp\u003eMargins are thinner vs retail, but low admin cost per transaction makes this a major cash generator—corporate NII contributed ~28% of FY2024 NII, funding growth into higher-risk segments.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eHigh-volume, entrenched clients\u003c\/li\u003e\n\u003cli\u003eCorporate advances ~₹6.2 tn (FY2024)\u003c\/li\u003e\n\u003cli\u003eContributed ~28% of NII (FY2024)\u003c\/li\u003e\n\u003cli\u003eLow admin cost per txn; steady cash flow\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHDFC Bank’s Cash Cows: Strong CASA, Cards, Mortgages \u0026amp; Corporate Book Power\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHDFC Bank cash cows: retail CASA (CASA ~44% in FY2025; CASA ₹7.2 lakh crore), credit cards (market share ~30% by spends; card income ~₹9,200 crore FY2024-25), mortgage book post-merger (~₹6.5 tn; NII ~₹140–160 bn 2025), salaried personal loans (30+ mn accounts; NIM 6–8%; acquisition \u0026lt;₹2,000; NPA ~0.5%), corporate advances ~₹6.2 tn (FY2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCASA ratio\u003c\/td\u003e\n\u003ctd\u003e44% (FY2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCASA deposits\u003c\/td\u003e\n\u003ctd\u003e₹7.2 lakh crore\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCard income\u003c\/td\u003e\n\u003ctd\u003e₹9,200 crore (FY24-25)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMortgage assets\u003c\/td\u003e\n\u003ctd\u003e₹6.5 tn (post-merger)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCorporate advances\u003c\/td\u003e\n\u003ctd\u003e₹6.2 tn (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Transparency, Always\u003c\/span\u003e\u003cbr\u003eHDFC Bank BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe file you're previewing on this page is the final HDFC Bank BCG Matrix report you'll receive after purchase—no watermarks, no demo content, just a fully formatted, analysis-ready document designed for strategic clarity and professional use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56747933532537,"sku":"hdfcbank-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/hdfcbank-bcg-matrix.png?v=1772203008","url":"https:\/\/growthsharematrix.com\/products\/hdfcbank-bcg-matrix","provider":"Growth Share Matrix","version":"1.0","type":"link"}