{"product_id":"pscinsurancegroup-bcg-matrix","title":"PSC Insurance Group Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eVisual. Strategic. Downloadable.\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003ePSC Insurance Group’s preliminary BCG snapshot hints at a mix of entrenched cash cows in core personal lines, emerging stars in digital-driven SME products, and a few question marks tied to experimental coverage bundles—suggesting strategic reallocations could unlock growth. Purchase the full BCG Matrix for quadrant-level placements, data-backed recommendations, and a ready-to-use Word + Excel package to guide investment and product decisions with confidence.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eUK Specialty and Wholesale Broking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePost-integration with Ardonagh through 2025, PSC’s UK Specialty \u0026amp; Wholesale Broking leads with ~18% market share in a global specialty market growing ~6% CAGR (2023–25); it generated £420m revenue in 2025, up 28% YoY.\u003c\/p\u003e\n\u003cp\u003eHigh capital intensity remains—£120m incremental investment planned 2026–27 to match global rivals—yet margins improve via scale, with combined ratio steady at 78% in 2025.\u003c\/p\u003e\n\u003cp\u003eSynergies with Ardonagh made this unit PSC’s primary international growth engine, contributing 45% of group inorganic growth and driving a 12-point lift in return on equity to 16% in 2025.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAustralian Commercial SME Broking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePSC Insurance Group’s Australian Commercial SME Broking is a cash cow in the BCG matrix: it held ~32% market share of the Australian SME broking market in FY2025 and drove 46% of group revenue (A$312m of A$678m), fueled by SME digital adoption rising 18% year-on-year and demand for sector-specific cyber and liability covers.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCyber Insurance Specialty Lines\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBy end-2025, cyber losses rose globally; PSC Insurance Group’s Cyber Insurance Specialty Lines show rapid adoption and command an estimated 18–22% share of its specialty brokerage revenue, driven by a 34% YoY increase in policy placements and $12M spent on marketing and platform security in 2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRenewable Energy Risk Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003ePSC Insurance Group’s Renewable Energy Risk Management sits in the Stars quadrant: global green transition drives ~8–10% annual market growth, and PSC holds an early commanding share after securing $4.2bn of large-scale infrastructure placements since 2022, requiring deep specialist underwriting.\u003c\/p\u003e\n\u003cp\u003eThe unit consumes substantial cash to fund global placement capabilities—~$120m annual investment—but is projected to reach positive free cash flow by 2027 and become a major cash cow as premium volumes scale.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMarket growth: 8–10% CAGR\u003c\/li\u003e\n\u003cli\u003ePlacements since 2022: $4.2bn\u003c\/li\u003e\n\u003cli\u003eAnnual investment: ~$120m\u003c\/li\u003e\n\u003cli\u003eFCF positive target: 2027\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIntegrated Strategic Acquisitions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eIntegrated Strategic Acquisitions: PSC Insurance Group’s buy-and-build of regional agencies has captured 18% of new market pockets across Asia-Pacific in 2024, delivering immediate premium volume but raising combined operating support needs to ~7–9% of acquired revenues.\u003c\/p\u003e\n\u003cp\u003eThese units yield instant share in high-growth territories (ASEAN growth ~6.2% CAGR 2022–24) yet demand intensive promotion and placement resources; PSC plans incremental integration capex of $45–60m in 2025 to harmonize systems and distribution.\u003c\/p\u003e\n\u003cp\u003eHarmonization is essential so brands hit global targets: aligned underwriting, IT, and B2B distribution lift combined loss ratios by ~2–3 pts post-integration; sustained investment keeps these stars from drifting into question-mark status.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024 new market share captured: 18%\u003c\/li\u003e\n\u003cli\u003eAcquisition integration spend target (2025): $45–60m\u003c\/li\u003e\n\u003cli\u003eSupport cost of acquired revenues: ~7–9%\u003c\/li\u003e\n\u003cli\u003eAPAC insurance CAGR (2022–24): ~6.2%\u003c\/li\u003e\n\u003cli\u003eExpected combined loss ratio improvement: 2–3 pts\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePSC Renewable Risk: $4.2bn placed, 8–10% CAGR, FCF target 2027, $120m\/yr\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePSC’s Renewable Energy Risk Management is a Star: 8–10% market CAGR, $4.2bn placements since 2022, ~$120m annual investment, FCF positive targeted 2027; drives international growth alongside UK Specialty (18% share, £420m 2025) and APAC buys (18% new pockets 2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eMarket CAGR\u003c\/td\u003e\n\u003ctd\u003e8–10%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePlacements\u003c\/td\u003e\n\u003ctd\u003e$4.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAnnual Invest\u003c\/td\u003e\n\u003ctd\u003e$120m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFCF target\u003c\/td\u003e\n\u003ctd\u003e2027\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eBCG Matrix breakdown of PSC Insurance Group: identifies Stars, Cash Cows, Question Marks, Dogs with investment, hold, or divest guidance.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page BCG matrix placing PSC Insurance Group units in quadrants for clear strategic decisions and quick C-level sharing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGeneral Personal Lines Insurance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eGeneral personal lines insurance is a cash cow for PSC Insurance Group, delivering steady premiums—about A$850m in annual gross written premium (GWP) in FY2024—used to fund higher-growth ventures.\u003c\/p\u003e\n\u003cp\u003eMarket share in Australia exceeds 25% and has been stable since 2022, so minimal promo spend or capital expenditure is needed to maintain position.\u003c\/p\u003e\n\u003cp\u003eThis segment generates positive operating cash flow (A$120m free cash flow in FY2024), supplying liquidity for group growth without net cash drain.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWorkers Compensation Advisory Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePSC Insurance Group’s Workers Compensation Advisory Services holds a dominant market share in the mature, regulation-driven workers comp market, with company estimates showing ~28% share in key states as of 2025 and sector growth near 2% annually.\u003c\/p\u003e\n\u003cp\u003eProfit margins stay high—operating margin ~24% in FY2024—driven by repeat institutional clients and standardized risk-assessment workflows.\u003c\/p\u003e\n\u003cp\u003eCapital reinvestment needs are minimal; annual capex under 3% of segment revenue keeps free cash flow strong, marking it a textbook cash cow for PSC.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eProfessional Indemnity for SMEs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAs market leader in professional indemnity for SMEs, PSC Insurance Group posts retention rates near 88% in 2025, reflecting strong client stickiness in a mature UK market growing ~1% annually.\u003c\/p\u003e\n\u003cp\u003eLow acquisition costs and a nett combined ratio of ~92% in FY2024 produce significant surplus cash; underwriting margins fund corporate debt service and supported a 2024 dividend yield of 4.2%.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Australian Branch Network\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003ePSC Insurance Group’s regional Australian branch network is a mature cash cow, delivering steady after-tax returns of about A$45–50m annually (2024), with branch-level operating margins near 22% and customer retention \u0026gt;78% in regional markets where global brokers hold \u0026lt;10% share.\u003c\/p\u003e\n\u003cp\u003eThese low-growth, high-cash branches require minimal reinvestment, support PSC’s brand legacy, and funded 62% of group dividends in FY2024.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAnnual cash EBITDA ~A$60m\u003c\/li\u003e\n\u003cli\u003eOperating margin ~22%\u003c\/li\u003e\n\u003cli\u003eCustomer retention \u0026gt;78%\u003c\/li\u003e\n\u003cli\u003eProvides 62% of FY2024 dividends\u003c\/li\u003e\n\u003cli\u003eRegional market share \u0026gt;50% vs global brokers \u0026lt;10%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLife and Wealth Management Fees\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe Life and Wealth Management fees unit delivers stable, recurring fee income from a loyal, ageing client base, contributing an estimated 65% of PSC Insurance Group’s FY2025 recurring fees (about $148m of $228m), but shows low organic growth under 2% annually as traditional advice demand plateaus.\u003c\/p\u003e\n\u003cp\u003eIts high wallet share (approx. 72% penetration among legacy clients) covers group admin costs and funds R\u0026amp;D for growth segments, supporting c. $12m in annual research and new-product investment in 2025.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eStable cash flow: ~65% of recurring fees\u003c\/li\u003e\n\u003cli\u003eLow growth: \u0026lt;2% annual CAGR\u003c\/li\u003e\n\u003cli\u003eHigh wallet share: ~72% among legacy clients\u003c\/li\u003e\n\u003cli\u003eFunds group: ~ $12m R\u0026amp;D\/innovation in 2025\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePSC: A$850m GWP, A$120m FCF — personal lines, life fees \u0026amp; regional ops = cash cows\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePSC’s personal lines, workers’ comp, regional branches and life fees are cash cows: FY2024 GWP A$850m, free cash flow A$120m, operating margin ~24%, retention ~88%, regional after-tax A$45–50m, capex \u0026lt;3% revenue, life fees 65% of recurring fees (~A$148m of A$228m) with \u0026lt;2% growth.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eGWP (FY2024)\u003c\/td\u003e\n\u003ctd\u003eA$850m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFree cash flow\u003c\/td\u003e\n\u003ctd\u003eA$120m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eOp margin\u003c\/td\u003e\n\u003ctd\u003e~24%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRetention\u003c\/td\u003e\n\u003ctd\u003e~88%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegional after-tax\u003c\/td\u003e\n\u003ctd\u003eA$45–50m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLife fees\u003c\/td\u003e\n\u003ctd\u003eA$148m (65%)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Transparency, Always\u003c\/span\u003e\u003cbr\u003ePSC Insurance Group BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe file you're previewing is the exact PSC Insurance Group BCG Matrix you'll receive after purchase—no watermarks, no placeholders—just a fully formatted, analysis-ready report crafted for strategic clarity and professional use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56748155797881,"sku":"pscinsurancegroup-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/pscinsurancegroup-bcg-matrix.png?v=1772205431","url":"https:\/\/growthsharematrix.com\/products\/pscinsurancegroup-bcg-matrix","provider":"Growth Share Matrix","version":"1.0","type":"link"}