{"product_id":"qlb-swot-analysis","title":"Qilu Bank SWOT Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eYour Strategic Toolkit Starts Here\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eQilu Bank’s SWOT reveals a strong regional footprint and solid deposit base but rising competition, credit risk exposure, and regulatory pressures that could constrain growth; opportunities lie in digital expansion and SME lending. Discover the full SWOT analysis for research-backed insights, editable Word and Excel deliverables, and strategic recommendations to inform investment or planning decisions—purchase the complete report to unlock the detailed findings.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etrengths\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDominant Regional Market Share in Shandong\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cpqilu bank leverages deep roots in jinan and shandong to hold an estimated share of provincial deposits sme lending as dec sustaining a competitive local edge.\u003e\n\u003cplocalized credit decisions and branch outlets across shandong enable faster approvals tailored products capturing clients national banks often overlook.\u003e\n\u003cpstrong local brand equity and regional relationships keep qilu bank a primary choice for retail corporate services in shandong through\u003e\n\u003c\/pstrong\u003e\u003c\/plocalized\u003e\u003c\/pqilu\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrong Government Support and Institutional Backing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs a state-controlled bank backed by Jinan State-owned Assets Supervision and Administration Commission, Qilu Bank benefits from stable capital injections and higher trust; the commission held a material stake after 2023 restructurings, supporting a CET1-like buffer above regional peers. This linkage enables consistent participation in Jinan municipal and provincial infrastructure deals—lending that drove ~18% of net interest income in 2024. Institutional backing also acted as a safety net during 2022–2024 market stress, keeping deposit outflows below 4% annually and bolstering depositor confidence.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRobust Asset Quality and Risk Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eQilu Bank keeps NPL (non-performing loan) ratio near 1.2% in 2025, below the China commercial-banks average of ~1.9%, showing disciplined credit assessment; its provision coverage at ~180% provides a clear buffer against credit losses, supported by a proactive risk-management framework updated in 2024; this stability helped maintain its A-\/A3-range issuer rating and attracts institutional investors seeking lower credit volatility.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Focus on Inclusive and SME Finance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cpqilu bank has grown a clear niche serving smes in shandong where account for about of regional gdp sme lending rose driving higher-yield loan growth and fee income.\u003e\u003cpinclusive-finance products cut concentration: smes and microloans made up of the bank retail commercial loan book at end-2024 reducing dependence on a few large industrial borrowers.\u003e\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eSME lending +14% in 2024\u003c\/li\u003e\n\u003cli\u003eSMEs ≈60% of Shandong GDP\u003c\/li\u003e\n\u003cli\u003eSME\/microloans ≈48% of loan book (end-2024)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pinclusive-finance\u003e\u003c\/pqilu\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAccelerated Digital Transformation and Fintech Integration\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cpqilu bank boosted mobile banking users to million by dec and cut transaction costs after deploying ai risk models improving efficiency customer experience.\u003e\n\u003cpthese ai models reduced npl provisioning variance by year-over-year and enabled real-time corporate lending decisions letting qilu rival national banks on digital service quality.\u003e\n\u003cpautomation trimmed back-office ftes by and raised loan processing speed strengthening data-driven pricing lowering operating expense ratio to in\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e4.2M mobile users (Dec 2025)\u003c\/li\u003e\n\u003cli\u003e18% transaction cost reduction\u003c\/li\u003e\n\u003cli\u003e12% lower NPL provisioning variance\u003c\/li\u003e\n\u003cli\u003e40% faster loan processing\u003c\/li\u003e\n\u003cli\u003e9% FTE reduction; OER 42% (2025)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pautomation\u003e\u003c\/pthese\u003e\u003c\/pqilu\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eQilu Bank: Regional Leader—18% deposits, 22% SME loans, low NPLs, digital-driven growth\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cpqilu bank regional dominance provincial deposits and sme lending branches jinan state backing give stable capital low npls in strong growth digital gains mobile users oer cut costs sped loan processing boosting fee income depositor confidence.\u003e\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eProvincial deposit share\u003c\/td\u003e\n\u003ctd\u003e~18% (Dec 31, 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSME lending share\u003c\/td\u003e\n\u003ctd\u003e22% (Dec 31, 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL ratio\u003c\/td\u003e\n\u003ctd\u003e~1.2% (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMobile users\u003c\/td\u003e\n\u003ctd\u003e4.2M (Dec 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eOER\u003c\/td\u003e\n\u003ctd\u003e42% (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/pqilu\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eProvides a clear SWOT framework analyzing Qilu Bank’s internal capabilities, market strengths, operational gaps, and external opportunities and threats shaping its strategic outlook.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eDelivers a compact SWOT snapshot of Qilu Bank for rapid executive briefings and strategic alignment across teams.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eW\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eeaknesses\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigh Geographic Concentration Risk\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe vast majority of Qilu Bank's assets and branches remain in Shandong—about 78% of loans and 72% of deposits as of 2024—so its credit quality and net interest income track the province's GDP growth closely.\u003c\/p\u003e\n\u003cp\u003eThis concentration raises risk: a local downturn or an industry shock in Shandong could cut asset yields and spike NPLs disproportionately, as seen when provincial industrial slowdowns lifted Q2 2023 NPL ratios.\u003c\/p\u003e\n\u003cp\u003eExpanding outside Shandong is hard; competing national banks and tighter provincial licensing have limited branch growth, keeping the bank's geographic diversification low and regulatory costs high.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eNarrowing Net Interest Margins\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eLike many Chinese mid-tier banks, Qilu Bank saw its net interest margin fall to about 1.45% in 2024 from 1.78% in 2019, squeezed by lower loan yields and deposit costs rising roughly 60 basis points since 2022.\u003c\/p\u003e\n\u003cp\u003eThis margin compression cuts core profitability and forces a shift to fee income; non-interest revenue made just 18% of total income in 2024, leaving growth in net profit at risk without structural change.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHeavy Reliance on Corporate Lending Revenue\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eQilu Bank still earns over 65% of net interest income from corporate lending as of 2024, leaving retail deposits and fees under 20%, which makes earnings sensitive to northern China heavy industry cycles.\u003c\/p\u003e\n\u003cp\u003eAbout 40% of loan book ties to manufacturing and construction, so a regional downturn would hit NPLs and margins; retail and wealth gaps limit fee income diversification.\u003c\/p\u003e\n\u003cp\u003eRamping retail deposits, digital channels, and wealth management (target: lift noninterest income to 35% by 2027) would balance revenues and cut cyclical risk.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLimited Brand Recognition Outside Shandong\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eOutside Shandong, Qilu Bank has low brand equity and limited branches—only 12% of its 318 outlets were outside Shandong as of 2024—reducing appeal to high-net-worth clients and national corporates.\u003c\/p\u003e\n\u003cp\u003eThis restricts funding diversification and access to large, high-quality loans; Qilu’s nonperforming loan (NPL) ratio of 1.68% in 2024 limits risk appetite for big-ticket national deals.\u003c\/p\u003e\n\u003cp\u003eThe regional label also hinders hiring senior talent and forming global partnerships, slowing product expansion beyond provincial markets.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e12% branches outside Shandong (2024)\u003c\/li\u003e\n\u003cli\u003eNPL 1.68% (2024)\u003c\/li\u003e\n\u003cli\u003eWeak HNW and corporate inflows\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCapital Adequacy Pressure for Expansion\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cprapid loan growth at qilu bank combined with strict basel iii capital and leverage ratio targets has pushed cet1 ratios toward the regulatory floor fell to in vs. peer median frequent raises via convertible bonds secondary offerings that dilute shareholders.\u003e\n\u003cpmanagement must balance aggressive loan-book expansion credit growth in with maintaining\u003e10% CET1 buffers, a persistent strategic constraint on profitability and dividend policy.\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eCET1 2024: 9.8%\u003c\/li\u003e\n\u003cli\u003eLoan growth 2024: ~18%\u003c\/li\u003e\n\u003cli\u003ePeer median CET1 2024: 10.5%\u003c\/li\u003e\n\u003cli\u003eFrequent capital raises → shareholder dilution\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pmanagement\u003e\u003c\/prapid\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eShandong-heavy bank faces credit, capital and NII strains as profitability lags\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHeavy Shandong concentration (78% loans, 72% deposits, 12% branches outside) raises cyclical credit risk; NPLs hit 1.68% (2024). CET1 fell to 9.8% vs peer 10.5% amid 18% loan growth, forcing dilutive capital raises. NII squeeze (NIM 1.45% in 2024) and low noninterest income (18%) limit profitability and HNW client access.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eLoan concentration (Shandong)\u003c\/td\u003e\n\u003ctd\u003e78%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposit concentration (Shandong)\u003c\/td\u003e\n\u003ctd\u003e72%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBranches outside\u003c\/td\u003e\n\u003ctd\u003e12%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL ratio\u003c\/td\u003e\n\u003ctd\u003e1.68%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCET1\u003c\/td\u003e\n\u003ctd\u003e9.8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLoan growth\u003c\/td\u003e\n\u003ctd\u003e~18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNIM\u003c\/td\u003e\n\u003ctd\u003e1.45%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNoninterest income\u003c\/td\u003e\n\u003ctd\u003e18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eQilu Bank SWOT Analysis\u003c\/h2\u003e\n\u003cp\u003eThis is the actual SWOT analysis document you’ll receive upon purchase—no surprises, just professional quality. The preview below is taken directly from the full report you'll get; buying unlocks the complete, editable version with detailed strengths, weaknesses, opportunities, and threats tailored to Qilu Bank. You’re viewing a live excerpt of the exact file included in your download.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56752641245561,"sku":"qlb-swot-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/qlb-swot-analysis.png?v=1772243352","url":"https:\/\/growthsharematrix.com\/products\/qlb-swot-analysis","provider":"Growth Share Matrix","version":"1.0","type":"link"}