{"product_id":"sabre-five-forces-analysis","title":"Sabre Insurance Porter's Five Forces Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eA Must-Have Tool for Decision-Makers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eSabre Insurance faces moderate buyer power, niche underwriting expertise, and growing regulatory scrutiny that shape its pricing and margins; competitive rivalry is intense among specialty insurers, while barriers to entry remain moderate due to capital requirements and distribution networks.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003euppliers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReinsurance Market Capacity and Pricing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe availability and cost of reinsurance are key for Sabre to manage capital volatility; reinsurers set rates that directly affect its combined ratio and solvency capital. By end-2025 global reinsurance rates stayed firm—IUA Index up ~18% vs 2022 and aggregate rate-on-line roughly 15–25% higher—driven by inflation and climate losses. Sabre relies on reinsurance for catastrophe protection, giving reinsurers moderate-to-high leverage on pricing, retentions, and capacity limits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eClaims Inflation and Repair Network Costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSuppliers of parts and skilled repair labor hold strong leverage as global supply-chain disruptions and technician shortages persisted into late 2025, pushing collision-part lead times up ~22% year-over-year and wage rates for EV-trained techs by ~18% (UK motor sector data, 2024–25).\u003c\/p\u003e\n\u003cp\u003eSabre negotiates with a dispersed garage and parts network where EV\/hybrid component complexity raises per-claim repair costs by roughly £300–£600 on average.\u003c\/p\u003e\n\u003cp\u003eRising repair spend has lifted Sabre’s motor loss ratio pressure; a 1% jump in repair cost would add ~0.4–0.6 percentage points to the loss ratio, forcing frequent supplier-rate recalibration.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSoftware and Data Analytics Vendors\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAs a data-driven insurer, Sabre depends on third-party vendors for underwriting models, credit scoring, and cloud services; global cloud spend for insurance reached $38.6bn in 2024, concentrating leverage with major providers like AWS, Microsoft, and Google. Switching platforms risks weeks of downtime and breaches of historical-data integrity, and migration costs can exceed 6–12% of annual IT budget. Insurance-specific AI\/ML vendors are few: top 5 providers held ~62% of niche market revenue in 2024, giving them pricing and roadmap power.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBroker Network Influence on Distribution\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cpa large portion of sabre premiums come via brokers who steer customer choice earned an estimated uk motor intermediary volume in giving them pricing and placement clout.\u003e\u003cpbrokers can demand higher commissions and service levels in a top-5 broker renegotiation raised commission rates by percentage points for some carriers squeezing margins.\u003e\u003cpceding a major broker would cut new business quickly of partner could reduce policies by in the following quarter.\u003e\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eBrokers control ~60–70% distribution\u003c\/li\u003e\n\u003cli\u003eCommission shifts of 0.5–1.0pp hit margins\u003c\/li\u003e\n\u003cli\u003eLoss of 10% broker ≈ 5–8% new business drop\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pceding\u003e\u003c\/pbrokers\u003e\u003c\/pa\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory and Compliance Service Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eBy 2025 Sabre depends on specialist legal and audit firms to navigate a UK regulatory landscape where insurance oversight tightened after 2020 reforms; Solvency UK capital and reporting demands mean these firms are critical to retain operating licences.\u003c\/p\u003e\n\u003cp\u003eThe supplier pool is small: fewer than 30 UK firms have deep Solvency II\/UK expertise, giving them steady pricing power—professional fees for major compliance engagements rose ~12% in 2024 to median £0.9m per insurer.\u003c\/p\u003e\n\u003cp class=\"lst_crct\"\u003e\u003c\/p\u003e\n\u003cli\u003eEssential for licence compliance and Solvency UK reporting\u003c\/li\u003e\n\u003cli\u003eUnder 30 firms with high-level insurance regulatory expertise\u003c\/li\u003e\n\u003cli\u003eMedian 2024 compliance engagement ~£0.9m; fees up ~12% vs 2023\u003c\/li\u003e\n\u003cli\u003eSuppliers hold steady bargaining leverage\u003c\/li\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSuppliers’ rising power threatens Sabre margins via reinsurance, parts, cloud \u0026amp; brokers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSuppliers (reinsurers, parts\/labor, cloud\/AI vendors, brokers, legal\/audit) exert moderate-to-high bargaining power on Sabre via firm 2024–25 reinsurance rates (+~15–25% RoL; IUA +18% vs 2022), collision part lead times +22% y\/y, EV tech wages +18%, cloud market $38.6bn (2024) concentrated with AWS\/MS\/Google, brokers 60–70% share, and \u0026lt;30 UK Solvency specialists; margins sensitive to ~0.5–1.0pp commission moves.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eSupplier\u003c\/th\u003e\n\u003cth\u003e2024–25 metric\u003c\/th\u003e\n\u003cth\u003eImpact on Sabre\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eReinsurers\u003c\/td\u003e\n\u003ctd\u003eIUA +18% vs 2022; RoL +15–25%\u003c\/td\u003e\n\u003ctd\u003eHigher combined ratio, capital cost\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eParts \u0026amp; labor\u003c\/td\u003e\n\u003ctd\u003eLead times +22%; EV tech wages +18%\u003c\/td\u003e\n\u003ctd\u003eRepair cost +£300–600\/claim\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCloud\/AI vendors\u003c\/td\u003e\n\u003ctd\u003eMarket $38.6bn; top-3 concentrated\u003c\/td\u003e\n\u003ctd\u003eSwitch cost 6–12% IT budget\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBrokers\u003c\/td\u003e\n\u003ctd\u003e60–70% UK motor share\u003c\/td\u003e\n\u003ctd\u003eCommission ±0.5–1.0pp alters margins\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLegal\/audit\u003c\/td\u003e\n\u003ctd\u003e\u0026lt;30 UK specialists; median fee £0.9m (2024)\u003c\/td\u003e\n\u003ctd\u003eEssential for licence; pricing power\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eTailored Porter's Five Forces for Sabre Insurance that uncovers competitive intensity, buyer and supplier leverage, entry barriers, and substitute threats—identifying strategic pressures, emerging disruptors, and implications for pricing and profitability.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise Porter's Five Forces snapshot tailored to Sabre Insurance—quickly spot competitive pressures and regulatory risks to inform fast, confident strategic moves.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eustomers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDominance of Price Comparison Websites\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe UK motor market sees over 16m monthly visits to price comparison sites in 2024, so shoppers prioritize premium over brand or service; instant transparency lets consumers find the lowest quote across all insurers within minutes.\u003c\/p\u003e\n\u003cp\u003eFor Sabre Insurance plc this raises customer bargaining power: policyholders can switch at renewal with minimal frictions, driving higher price sensitivity and pressuring retention and margins.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLow Switching Costs for Policyholders\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePolicyholders face virtually no financial or logistical barriers to switch: UK data shows 45% of motor policies changed at renewal in 2024 and 2025 FCA rules keep cancellation fees transparent, preventing loyalty penalties, so Sabre must match market rates—Sabre reported a 3.8% average premium gap versus top-priced rivals in FY2024—forcing competitive pricing to stop churn.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePrice Sensitivity in Niche Segments\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eEven in non-standard segments where Sabre Insurance targets higher-risk drivers, customers stay highly price-sensitive amid 2025 inflation and cost-of-living pressure; a 2024 UK ABI report showed 42% of customers cite price as the top purchase driver.\u003c\/p\u003e\n\u003cp\u003eHigher-risk policyholders often have fewer carriers to choose from, yet 2023 FCA data found 31% shop annually for cheaper cover, limiting Sabre’s room to raise premiums without losing significant volume.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Protection and Transparency\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eFCA consumer-protection rules force clear disclosure of policy value and ban price walking and hidden fees, giving UK policyholders stronger bargaining power versus Sabre Insurance; in 2024 the FCA fined insurers £235m for conduct breaches, underscoring enforcement intensity.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAvailability of Brand Alternatives\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe UK general insurance market had over 100 active insurers and 150+ digital-first insurtechs by end-2024, so consumers can easily switch brands for price or UX improvements.\u003c\/p\u003e\n\u003cp\u003eSabre’s Go Girl competes in a crowded digital ad and comparison space where trust shifts quickly; churn rises if onboarding or claims UX lag rivals’ benchmarks (NPS gaps \u0026gt;10 points often trigger exits).\u003c\/p\u003e\n\u003cp\u003eThe abundance of well-capitalized alternatives—many with lower CAC and faster digital journeys—reduces Sabre’s customer bargaining power and forces continuous UX and price investment.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e100+ insurers, 150+ insurtechs (UK, 2024)\u003c\/li\u003e\n\u003cli\u003eNPS gap \u0026gt;10 pts raises churn risk\u003c\/li\u003e\n\u003cli\u003eMust match rivals on CAC and digital onboarding speed\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSabre: Strong bargaining power but price sensitivity \u0026amp; FCA fines demand UX, competitive pricing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHigh PCSs (16m monthly price-site visits, 45% switch at renewal) and 100+ insurers\/150+ insurtechs (2024) give Sabre strong customer bargaining power; price sensitivity (42% cite price, ABI 2024) and FCA rules (£235m fines in 2024) force competitive pricing and UX investment to avoid churn (NPS gap \u0026gt;10 pts raises exits).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue (year)\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003ePrice-site visits\u003c\/td\u003e\n\u003ctd\u003e16m\/mo (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSwitch at renewal\u003c\/td\u003e\n\u003ctd\u003e45% (2024–25)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eInsurers\/insurtechs\u003c\/td\u003e\n\u003ctd\u003e100+\/150+ (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePrice as top driver\u003c\/td\u003e\n\u003ctd\u003e42% (ABI 2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFCA fines\u003c\/td\u003e\n\u003ctd\u003e£235m (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eSabre Insurance Porter's Five Forces Analysis\u003c\/h2\u003e\n\u003cp\u003eThis preview shows the exact Sabre Insurance Porter's Five Forces analysis you'll receive immediately after purchase—no placeholders or mockups, fully formatted and ready for download and use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56747271192953,"sku":"sabre-five-forces-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/sabre-five-forces-analysis.png?v=1772196941","url":"https:\/\/growthsharematrix.com\/products\/sabre-five-forces-analysis","provider":"Growth Share Matrix","version":"1.0","type":"link"}